No More Yearly Rent - Pay Monthly In Nigeria
We cover your annual rent upfront, and you repay monthly with a simple, transparent fee. Get fast approval, enjoy secure payments, and move in stress-free. A solution built by Nigerians, for Nigerians.
How ChakkamRent Works
Rent your dream home effortlessly in just 4 simple steps.
Apply Online
Fill out our simple application form with your employment info, source of revenue, or nature of business.
- KYC verification
- Employment/Income check
- Other basic checks
Wait for Approval
Your application will be reviewed by our expert team and approved within 24 hours for a smooth process.
- Fast approval
- Local support
- Email or WhatsApp feedback
We Pay Your Rent
ChakkamRent instantly pays your landlord your full rental amount so you can move in immediately.
- Instant payment processing
- Direct landlord transfer
- Move in right away
Monthly Payments
Repay us in affordable monthly installments via any of our suitable payment options of your choice.
- Choose preferable payment
- Flexible terms
- Payment reminders
safe. Trusted. Fast.
Secure Payments
Your rent is safe with bank-level security
Trusted in Nigeria
Already helping families across Nigeria
Fast Approval
Get approved and move in instantly
Why Tenants Choose ChakkamRent
We make it completely easy for you to secure your dream home with zero financial stress.
😩 Paying Rent Traditionally
- 💸 Pay 1 year rent at once
- 😟 Heavy cash strain & debt risk
- ⚖️ Landlord dictates terms
- 🚪 Struggle to raise lump sum
- 📉 Money locked in rent
- 🛑 Constant fear of eviction
- 🙁 No support system
😊 Using ChakkamRent
- 💸 Spread rent into monthly payments
- 😌 Stress-free & flexible cash flow
- ⚖️ Repayment plan fits you
- 🚪 Easy qualification with steady income
- 📈 Free cash for business, school, family
- 🛡️ Confidence & stability
- 🤝 Support & guidance from ChakkamRent
Flexible Rental Solutions
Everything you need to move into your dream home with ease and confidence
Move in faster
Secure your dream home instantly without having to wait to save the full amount
Affordable installments
Split your full year rent into easy monthly payment ranging from 3, 6 or 12 months
Simple application
Quick approval process that gets you moving into your new home instantly
Better housing option
You can now access properties that might be out of reach without adequate financing
See How Easy Paying Rent Monthly Can Be
Use our simple calculator to check how much your monthly rent will be with ChakkamRent. No hidden fees, no surprises. Just flexible payments that fit your lifestyle
ChakkamRent – Rent Repayment Calculator
Start your journey today.
Apply in minutes and let us pay your landlord upfront.
🎉 Welcome to ChakkamRent Eligibility Check
"Not sure if you qualify? Take this quick 30-second check and find out."
No paperwork stress | Instant result | Completely free
Are you ready To Move into Your dream home
Join the many Nigerians that have secured their homes with ChakkamRent’s flexible payment solutions.
Got Questions? We've Got Answers
At Chakkamrent, we believe in full transperency. Here are answers to some of the most common questions tenants ask before getting started.
Still curious? Reach out – our team is here 24/7 to guide you.
What is ChakkamRent?
ChakkamRent is a rent financing service that helps tenants pay their annual rent upfront while they repay monthly in affordable installments.
Who can use ChakkamRent?
Any tenant with a stable source of income who meets our eligibility requirements can apply for ChakkamRent financing.
How does ChakkamRent Work?
ChakkamRent pays your landlord the full annual rent upfront, and you repay us in easy monthly installments over the agreed term.
What documents do i need during application?
You’ll need a valid ID, proof of income (such as payslips or bank statements), proof of employment or business, and details of your rental property.
How long does approval take?
Most applications are reviewed and approved within 24–48 hours, after which payment is made directly to your landlord.
Do i need my landlord's consent?
Yes, we work directly with your landlord or property manager to confirm the rent details and ensure a smooth process.
What happens if i miss a payment?
Late or missed payments may attract penalties. We encourage tenants to communicate early so we can provide support or alternative repayment options.
Is there an interest rate or fee?
Yes, ChakkamRent charges a small financing fee/interest, which is clearly communicated upfront before you accept the offer.
Can i pay off my balance early?
Yes, you can make early repayments, and doing so may reduce the total financing cost.
How do i get started?
Simply apply through our website or app, complete the short form, upload your documents, and our team will guide you through the approval process.
Imagine These Scenarios...
From NYSC corp members to families to professionals, ChakkamRent has made rent stress a thing of the past. These scenarios show how we can help people move into their dream homes with ease, while paying monthly at their own pace. The next success story could be yours.
Imagine the Adebanjo family in Jos. They’ve found a spacious apartment perfect for their growing kids, but the landlord requires ₦600,000 upfront for one year’s rent. Like many Nigerian families, saving such a large sum at once feels overwhelming.
With ChakkamRent, families like the Adebanjos can move into their dream home immediately. We pay the rent directly to their landlord, and they repay us in comfortable monthly installments. No more waiting, no more stress.
The Adebanjo's
Imagine John, who just started his first job in Abuja. His new workplace is in the city, but rent there costs ₦450,000 upfront. Even though John has a stable salary, dropping that much money at once feels overwhelming.
With ChakkamRent, John’s landlord receives the full payment upfront. John repays us monthly from his salary—affordable and stress-free.
John
Imagine Amaka, posted to Jos for her NYSC service year. She’s found a decent self-contained apartment, but the landlord demands ₦250,000 at once. As a corps member, her monthly allowance can’t cover it, and her parents are worried about the financial burden.
With ChakkamRent, her rent is fully paid upfront, giving her peace of mind. Amaka repays us gradually each month, without burdening her family.
Amaka
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