ChakkamRent turns annual rent into affordable monthly payments—so tenants move in without crushing upfront costs, and landlords get paid on time with less hassle.
Partner with us as a capital provider, distribution ally, or technology partner to scale a proven model in a high-demand market.
Secure Payments | Trusted in Nigeria | Fast Approval
Payment processed via secure bank transfers and payment links
KYC/AML checks and structured underwriting to protect capital
Same-day decisions for qualified applicants, with transparent pricing
In Nigeria, rent is mostly paid yearly upfront. This creates cash-flow mismatch:
Tenants struggle to raise 6-12 months of rent at once, leading to debt or poor housing choices
Landlords/Agents face longer vacancies and collection risks
Employers see staff productivity drop due to financial stress
ChakkaRent pays landlords upfront (or guarantees rent) while tenants repay monthly.
Why it works:
1. Aligns rent with monthly income
2. Reduces vacancy for landlords
3. Provides a safe alternative to informal loans
1. Apply online with income & property details
2. Pre-qualification checks using KYC and income rules
3. Verification of bank statements, identity, and tenancy agreement
4. Approval & Disbursement-we pay/guarantee the landlord
5. Repay Monthly via standing order, transfer, or payment link
6. Support & Collection with reminders and structured follow-up
A) Capital Partners
Provide funding to scale our rent finance portfolio and earn attractive returns.
Earn returns through interest margins and revenue sharing
Options: Debt, Revenue-Share, Convertible Note
B) Distribution Partners
Landlords/Developers/Agents: reduce vacancy, secure faster tenants
C) Technology & Banking Partners
Payment links, reconciliations, and dashboards
Data access for faster, safer underwriting
₦1,000,000 Minimum
₦10,000,000 Minimum
1. Strong, underserved market demand
2. Disciplined underwriting and collections
3. Local advantage-based in Nigeria with deep community ties
4. Scalable model with strong social impact
With 20% guaranteed ROI per year, here’s what your investment looks like after 12 months:
| Investment Amount | ROI (20% / 12 Months) | Payout at Maturity |
|---|---|---|
| ₦1,000,000 | ₦200,000 | ₦1,200,000 |
| ₦2,500,000 | ₦500,000 | ₦3,000,000 |
| ₦5,000,000 | ₦1,000,000 | ₦6,000,000 |
| ₦10,000,000 | ₦2,000,000 | ₦12,000,000 |
| ₦20,000,000 | ₦4,000,000 | ₦24,000,000 |
Testimonials
ChakkamRent helped me move without borrowing from friends. Monthly payments fits my salary.
Tenant
Vacancy dropped and rent collection improved.
Landlord
Join our investor community and enjoy flexible, transparent, and high-return investment options. Choose debt or equity investments and watch your capital grow while making a real impact.
Debt or equity — choose what suits your financial goals.
Earn up to 20% returns per 12 months (for debt investors).
Full clarity on payments, performance, and growth opportunities.
Help Nigerians secure their dream homes while earning returns.
No, investments aren’t deposits. But risks are managed through underwriting, diversified portfolios, and collections.
Returns are structured by facility size, tenor, and risk profile. Terms are tailored to Investor mandates.
Through reminders, guarantor calls, settlements, and legal recovery if needed.